KYC & AML Compliance Policy

To comply with anti-money laundering (AML) laws, U.S. telecom regulations, onboarding requirements, we maintain a strict Know Your Customer (KYC) policy.

1. Required Information

To onboard a client, we require:

  • Full legal business name, entity type, and EIN

  • Business address and primary contact details

  • Copy of business license or registration

  • Valid government-issued photo ID for all beneficial owners (≥25% ownership)

  • Description of messaging use-case (i.e., lead gen, appointment reminders, etc.)

2. Identity Verification

All submitted documents are verified through automated and manual review. We screen each applicant against:

  • OFAC Sanctions Lists

  • PEP (Politically Exposed Persons) databases

  • Adverse media and criminal watchlists

3. Enhanced Due Diligence (EDD)

EDD is triggered for:

  • High-volume or high-risk traffic

  • International businesses

  • Financial services or adult industry use-cases
    EDD includes business background checks, source-of-funds review, and justification of campaign use-case.

4. Recordkeeping & Monitoring

We retain all KYC documents and messaging logs for at least 5 years. Messaging usage is monitored for fraud, abuse, or deviation from the declared campaign.

5. Refusal or Termination

We reserve the right to reject or terminate any client for failure to comply with our KYC/AML policy.